Insurance companies may ask for documents during claim processing, but repeated vague or duplicate queries followed by rejection should be checked carefully. This article explains what policyholders should verify before accepting the decision. [...]
A health insurance claim may be rejected when the insurer alleges that the policyholder failed to disclose an earlier illness, treatment, consultation, investigation, surgery, medication or other material medical information while purchasing the policy. A rejection for “non-disclosure” can have wider consequences than the rejection of one hospital bill. In [...]
An insurance claim may not always be rejected fully. In many cases, the insurance company may approve the claim only partly and deduct a substantial amount. The policyholder may receive a settlement message showing a reduced amount, but the reason for deduction may not be clear. Partial settlement can arise [...]
